How can a Mortgage Broker help me? 


Navigating the complex world of mortgages can be a daunting task, especially for those who are unfamiliar with the process. That’s where a mortgage broker can step in and provide valuable assistance. A mortgage broker acts as an intermediary between borrowers and lenders, help you to find the right mortgage product and guiding you through the process.

This seems great, but is it really worth it? Keep reading to find out why over 70% of all mortgages in Australia are done through a broker. 

Expertise and market knowledge 

On top of being well-versed in the mortgage industry, brokers also have a deep understanding of the current market conditions, lending criteria, and available mortgage products. This allows them to provide valuable insights and guidance; tailored to your specific needs and financial situation. 

Another significant advantage of working with a mortgage broker is that they have access to a broad network of lenders.  

Unlike going directly to a single lender, a mortgage broker has connections with numerous banks, credit unions, and non-bank lenders, meaning they can present you with a wide range of mortgage options and help you find the best fit for your needs, preferences, and goals. 

Tailored mortgage solutions 

Every borrower has unique financial circumstances, goals, and preferences. Unlike the banks, mortgage brokers take the time to understand your specific needs and requirements, then work with you to find mortgage products that align with them.  

They consider factors such as interest rates, loan terms, repayment options, and more to provide you with a range of suitable options tailored to your individual situation. 

If you were to do this yourself, it could take months, however with the help of a broker, you can save a lot of time, effort, and money by letting them use their skills and knowledge to quickly round up the very best options available. 

As well as finding the best deal, your broker will also be able to negotiate with the lender on your behalf. While anyone can walk into the bank, ‘negotiate’, and walk out with a better rate, brokers know all the tricks that lenders use to charge the fees back in other ways so you can actually get a better deal. 

Ongoing support 

While this isn’t the case with all brokers, the Mortgage Advisors at Glass Financial will be by your side from start to finish and beyond. 

Applying for a mortgage involves a considerable amount of paperwork throughout, so we help you gather and organize the necessary documents, ensuring that your application is complete and accurate. We also understand the specific requirements of different lenders and can guide you through the paperwork process, reducing the chance of errors or omissions that could cause a delay or even get your mortgage declined. 

We’re also right there with you to answer any questions you may have, as well as providing you with the knowledge needed to make informed decisions, and make the most out of your money. 

Even after your mortgage settles, we will still be there for you, answering your questions and providing valuable assistance. We will keep you informed on the market and check in on your loan to ensure it stays competitive and suitable for you. 

If it isn’t, we can help you to find a solution, including refinancing, so that you get a shiny new package that is perfectly suited to you. 

As you can see, getting help from a mortgage broker doesn’t just help you find a loan, they help you find the perfect one, plus so much more. So if you want the best results, you should speak with the Mortgage Advisors at Glass Financial. 

With over 25 years of experience, you’re guaranteed to find the very best solution with the Glass team. 

Speak with us today on 1300 245 277 or send us an email to [email protected]  

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