In Pursuit of Transparency
Glass was built to deliver on the core promise of ‘Transparency in Lending’. In our company blog, we provide you with insights into who we are and why we do what we do, as well as what’s happening in our company and the industry.
News
How long do you have to snap up a property in the current market?
You open up the real estate app on your phone, scroll through a few listings, and then there it is: the home of your dreams, ‘added 1 hour ago’. So just how long do you typically have to act in this hot market?
COVID-19 repayment amnesty over: how to avoid a bad credit rating
The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage or small business loans to credit agencies unless you’ve entered into a hardship arrangement.
Fixed mortgage rates set to rise in coming months: experts
House prices could jump 17% in 2021 and mortgage rates are set to rise much sooner than expected, ANZ Bank has tipped.
How do you compare: how much of your pay goes to your mortgage?
The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look.
Free new mental health support service for small business owners
Floods, fire and pandemic – it’s been an incredibly tough 15 months for many Australian businesses. And with government support about to end, looking after your mental health will be just as important as taking care of your business’s financial health.
$15,000 HomeBuilder grant deadline fast approaching
Thinking of building, buying a new home or renovating? The HomeBuilder scheme ends on March 31, which means you’ve got less than two weeks to take advantage of the $15,000 grant.
Do you have a succession plan in place for your business?
Who would take the reins of your family business if you had to take a step back from it? Turns out just one-in-six businesses have a proper plan in place. But rest assured you can develop your own succession plan fairly painlessly, with the help of a new guide.
SME credit demand improves, lenders begin next phase of COVID-19 support
Things are starting to look better for small business owners across the country with just 5% of deferred business loans yet to resume repayments. Meanwhile, there are signs that business credit demand is improving, especially when it comes to asset finance.
Tick tock – is time running out for first home buyers?
The first home buyer market had a bumper year in 2020 due to modest declines in property prices, reduced investor activity, and a range of government incentives. But with those advantages tailing off, how will first home buyers compete in 2021?
“On the cusp of a boom”: CBA’s assessment of the housing market
Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years, according to the Commonwealth Bank (CBA).
Events
7 ways to make your property more attractive to potential buyers
Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take advantage of the current boom in prices? Here’s how to get your property looking spick and span for prospective buyers.
Testimonials
Cosy’s Testimonial
I am very lucky that my property agent introduced Lionel, who helped me with my loan to get the one with the lowest interest rate but with the highest loan amount. In addition, I received a first home buyer rebate from the bank too. He is efficient, professional and...
John Kelly’s Testimonial
Dear Yann, Just a short email to say thank you for all that you’ve done to assist me with my financial position. Your persistence and professionalism towards me notwithstanding the allowances you made for all my failings were remarkable. When I first approached you...
Kristina’s Testimonial
I can confidently recommend Lionel and his team to anyone looking to purchase a property or refinance their loan. So much that I engaged his services for a second mortgage transaction which was delivered effortlessly, largely due to his knowledge of the lenders...
Attawitch’s Testimonial
When I was looking to buy a house, my aunty recommends her broker to me. Her name is Surjani. My first impression with her was she was responsive to all my inquiries, she is knowledgeable and she will find a way to help me keep my cost down as well and also when I...
Chie Choo’s Testimonial
Lionel is proactive when it comes to explaining the differences between home loans offered by the various banks. We are pleased to receive a proper explanation table outlining the pros and cons which enabled easy comparison and decision-making. He is also very...
Owen & Kylie’s Testimonial
I have known Yann Schipfer for several years now, throughout this time he has assisted myself and my fiancé with our borrowing needs. As recently as July he was instrumental in us gaining a home improvement loan for our property. His ability as a broker is very...
Paul Lee’s Testimonial
My partner and I could not be happier with the assistance we received from Lionel in the process of applying for a home loan for our first home. His clarity, knowledge, and precision to detail made the process smooth, not to mention his accomodating manner to our work...
Emil & Mereana’s Testimonial
We were happy with the service Sunny provided us, he went above and beyond our expectations. We have always put off looking for another loan as we have had trouble with our credit history, but after discussing the issue with Sunny and what we are trying to achieve,...
Reena’s Testimonial
I had the pleasure of dealing with Damien at Glass financial. He was able to help me out with my homeloan late last year. He helped me with the entire process from beginning to end.
Brett’s Testimonial
Sunny Lam provided an excellent service in securing me a very competitive home loan. Sunny worked tirelessly between the financial institutions and myself to ensure that I received the best rate possible. I work for a financial institution and was already on a...
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